Wednesday, November 27, 2019
Top 9 Tips on Using Jake Brake
Top 9 Tips on Using Jake Brake Dave, long-time professional driver, writing for Smart-Trucking.com has some advice for drivers uncertain of when and whether to use their Jake brake. The Jake brake, named for the Jacobs engine company that popularized it, is an engine mechanism that opens exhaust valves and released compressed air in the cylinders to slow vehicles without use of the service brakes. Due to its loud roar, some highways bear signs saying ââ¬Å"No Jake!â⬠but when used judiciously, it can be tremendously helpful (though the debate is ongoing about which conditions merit its use). 1. Do not use the Jake in icy or slippery road conditions! Avoid using it when the truck is not going at a controlled speed, also.2. If you must use it, make sure your trailer is straight and lined up behind the cab to prevent jackknifing.3. Using the Jake properly on mountainous or hilly roads can save wear and tear on the brake pads and tires. Dave recommends using a gear low enough to let the jake to do 90% of the bra king when going down a steep grade.4. Check engine temperature and oil levels before using the Jake- it should be running at operating temperature and no colder, and the oil levels should not be low. Test your brake at the beginning of your trip.5. Operate the Jake in the shifting range, about 1100-1400 rpms, to protect the motor. Donââ¬â¢t use it when shifting; it may stall your truck.6. ââ¬Å"On a 3 position Jake, position 3 is strongest and used most often. Positions 1 2 are used in less than favorable road conditions.â⬠7. You can leave the Jake on at all times or turned on when necessary; if left on, it functions in a ââ¬Å"no fuel positionâ⬠- take your foot off the fuel to use it.8. The noise of the Jake should be an incentive to only use it when safety is of utmost importance.9. Follow the guidance of your CDL training instructor at all times, and keep these recommendations in mind!Best Practices for Using the Jake Brake
Saturday, November 23, 2019
How Word Variation Could Improve Your Academic Writing
How Word Variation Could Improve Your Academic Writing How Word Variation Could Improve Your Academic Writing (And 5 Handy Examples) While itââ¬â¢s important to use consistent terminology in academic writing, this applies primarily to technical terms and concepts central to your argument. When it comes to the rest of your paper, varying the language can make it much more engaging and easier to read. What words should you vary? This depends very much on the individual, but the essence is to avoid frequent repetition of certain basic terms. This doesnââ¬â¢t mean short words like ââ¬Å"theâ⬠, ââ¬Å"aâ⬠or ââ¬Å"andâ⬠, which everyone will use regularly in their writing, but it might include words like ââ¬Å"interestingâ⬠, ââ¬Å"becauseâ⬠, ââ¬Å"includingâ⬠, ââ¬Å"saidâ⬠and ââ¬Å"importantâ⬠. Alternatives for these terms are presented below, but you might also want to try a thesaurus for other ideas. Just remember to check the meaning of words you find in a thesaurus before using them, as sometimes there can be subtle differences. 1. à à Variations on Interesting The word ââ¬Å"interestingâ⬠is often used to introduce a point as worthy of attention (e.g., ââ¬Å"It is interesting to note thatâ⬠¦Ã¢â¬ ). Ironically, overusing ââ¬Å"interestingâ⬠is very uninteresting indeed, so you might want to try these instead: Noteworthy/notable (e.g., ââ¬Å"One noteworthy claimâ⬠¦Ã¢â¬ ) Compelling (e.g., ââ¬Å"One theory seems particularly compellingâ⬠¦Ã¢â¬ ) Fascinating (e.g., ââ¬Å"The Ancient Greeks were a fascinating peopleâ⬠) 2.à à à à Because The word ââ¬Å"becauseâ⬠is used when explaining the reasons behind something (e.g., ââ¬Å"The results were this way becauseâ⬠¦Ã¢â¬ ). As such, itââ¬â¢s often used in academic writing, so you may sometimes need to limit repetition: Since (e.g., ââ¬Å"Since the pilot experiment failed, we had to start again.â⬠) Due to (e.g., ââ¬Å"The failure was due to several oversights.â⬠) As a result (e.g., ââ¬Å"As a result of these omissions, the results are unreliable.â⬠) 3.à à à à Including/Includes The term ââ¬Å"includingâ⬠is most commonly used to introduce examples of something just mentioned, including in this sentence youââ¬â¢re reading right now. See what we did there? It can also be used to describe something contained within a whole (e.g., ââ¬Å"It will take a full week, including Sunday.â⬠) If youââ¬â¢re using ââ¬Å"includesâ⬠a lot in a paper, you might want to consider these variations: Such as (e.g., ââ¬Å"I collect tools, such as hammers and tongs.â⬠) Like (e.g., ââ¬Å"I eat fruit, like apples and pears.â⬠) Incorporates (e.g., ââ¬Å"The design incorporates many useful features.â⬠) 4.à à à à Said The word ââ¬Å"saidâ⬠is most overused when quoting sources (e.g., ââ¬Å"Costello said that ââ¬Ëthereââ¬â¢s nothing underhand that she wonââ¬â¢t understandââ¬â¢Ã¢â¬ ). Your options here include: Claimed (e.g., ââ¬Å"Holland claimedâ⬠¦Ã¢â¬ ) Argued (e.g., ââ¬Å"Weller arguedâ⬠¦Ã¢â¬ ) Stated (e.g., ââ¬Å"Suggs statedâ⬠¦Ã¢â¬ ) 5.à à à à Important The term ââ¬Å"importantâ⬠is used to emphasize the significance or value of something, so overusing it can undermine its impact. Substitutes include: Significant (e.g., ââ¬Å"The most significant findingâ⬠¦Ã¢â¬ ) Vital (e.g., ââ¬Å"It is vital to remember thatâ⬠¦Ã¢â¬ ) Crucial (e.g., ââ¬Å"Addressing this problem is crucial in order toâ⬠¦Ã¢â¬ )
Thursday, November 21, 2019
Trustees Duties and Powers Essay Example | Topics and Well Written Essays - 2500 words
Trustees Duties and Powers - Essay Example ââ¬Å"A Trust is an arrangement where one or more persons (the ââ¬Å"Trusteesâ⬠) hold property for another person or persons (the ââ¬Å"Beneficiariesâ⬠). This relationship is governed primarily by the document creating the trust (the ââ¬Å"Trust Deedâ⬠) and by legislation and case law. Legal ownership of Trust property is in the Trusteesââ¬â¢ names but the beneficial interest belongs to the beneficiaries. The idea behind a Trust is the concept of duty. Trustees are under a duty to deal with the property in their hands in the interests of the beneficiaries. If they do not do so, they will be in breach of Trust and the beneficiaries may seek relief from the courts to ensure that the terms of the Trust are carried out.â⬠Understanding from the above explanation, we find that a trust is an arrangement of one or more persons, who are known as the trustees. Over here, Sally is a trustee. A trustee arranges property, which may also be included as cash money, for the benefit of another person or persons, and those persons are known as beneficiaries. Therefore, from the understanding of the quoted text, we may figure out that under this circumstance, Harry and Caroline. The question is whether George may be included as a beneficiary for the 25,000 USD legacies. With regard to the first question, the trust which Sally had held for George is a secret trust. She has put the 25,000 on her own legacy as the money which is deemed to be distinguished from the main trust beneficial to her 2 children. There are many reasons why an individual might want to have a protective trust against the name of an outsider, however the purpose is to allow a certain sum of money as a safeguard in case of any misfortune or unfortunate event happening in the distribution of the trust. Since Bill is the executor of the will, it is on his discretion to award the legacy of the trust to George. The gift which Sally has given to George is a valid gift under the law of trust and therefore should be awarded to the beneficiary, which is George on the discretion of Bill himself. B) The second question is as follows: ââ¬Å"Harry has, since Sallyââ¬â¢s death, been made bankrupt. He asks for money from his trust fund to buy a house for himself Louise and George to live in. â⬠As mentioned before, Harry is one of the main beneficiaries in the distribution of the trust. Even though his mother did not approve of his lifestyle and found him to be irresponsible to carry out the duties as beneficiary properly, there is no denying to the fact that he is indeed one of the beneficiaries and therefore has all the rights under the trust law to claim his stake in the property left by his mother. Understanding from the above statement, only the trustee has the power to assign where the trust is distributed, and the document of trust has the final binding nature with respect to the distribution of the trust property. Over here, Sally had assigned a protective trust to her son of an amount of 500,000 USD to be given to him, and the rest on RSCPA. ââ¬Å"In order to understand a protective trust, it is first necessary to understand the purpose of its establishment. In contrast to an asset protection trust, which tends to be established with the interests of the settler (that is, the individual establishing the trust) in mind, a protective trus
Tuesday, November 19, 2019
Code of Ethics Research Paper Example | Topics and Well Written Essays - 2500 words
Code of Ethics - Research Paper Example This paperââ¬â¢s focal point is to create an appropriate code of ethics that would be perfectly suited for any business. All the staff, board members, and volunteer members that work within an organization must encompass virtues that illustrate integrity in their personal and professional relations. Honesty and transparency are the most important virtues in this regard. The focal point of existence for an organization needs consideration. For instance, in an online banking organization, this could be to ensure that clients receive banking service provision of the highest quality from the comfort of their homes. The organizationââ¬â¢s code should be well within & aims to fulfill all the requirements sets within the Stateââ¬â¢s /Countryââ¬â¢s Constitution. It ought to regard of the necessary laws and regulations (Bailey, 2011). Information concerning financial and social dealing of an organization should be provided to the media, public, and all stakeholders in an efficient and timely procedure. Any variations in management or strategies are to be provided to the parties stated with immediate effect (McCloskey, 2006). An organization should be conscious to ensure that there is no discrimination in the processes of hiring, firing, retention, and promotion. All the staff, volunteers, clients, as well as board members of the organization ought to be accorded, given equal opportunity. While in the process of solicitation, an organization must maintain truthfulness when relating with its donors. The organization must respect all the concerns of donors, with regard to privacy, and only expect funds that are in direct inclination with intents of the donor. The statement of values regarded above is based solely on humanity. Formulation of the principles occurs after incorporation of the process of social imagination. This is whereby one
Sunday, November 17, 2019
Humanity Essay Example for Free
Humanity Essay Isa siya sa mga ninuno ng makabagong Filipinong maikling katha sa Ingles. Siya ang nanguna sa pagpapalawak ng maikling katha bilang matulaing anyo. Kaniyang ipinagkakapuri ang likhang-isip sapagkat naipapakita nito ang katotohanan at naipriprisinta ang realidad. Siya ay naging mapangahas sa pagtuklas ng mga anyo ng sanaysay upang maipahayag ang talas ng pakiramdam ng mga Filipino. Dahil sa galing ng kaniyang mga kamay sa pagsulat, ang kaniyang mga likha ay siya na ngayong ginagamit ng mga mag-aaral sa kolehiyo. In 1932 Arcellana entered the University of the Philippines (UP) as a pre-medicine student and graduated in 1939 with a bachelor of philosophy in degree. In his junior year, mainly because of the publication of his ââ¬Å"trilogy of the turtlesâ⬠in the Literary Apprentice, Arcellana was invited to join the UP Writers Club by Manuel Arguilla ââ¬â who at that time was already a campus literary figure. In 1934, he edited and published Expression, a quarterly of experimental writing. It caught the attention of Jose Garcia Villa who started a correspondence with Arcellana. It also spawned the Veronicans, a group of 13 pre-WWII who rebelled against traditional forms and themes in Philippine literature. Arcellana went on to medical school after receiving his bachelors degree while holding jobs in Herald Midweek Magazine, where his weekly column ââ¬Å"Art and Lifeâ⬠(later retitled ââ¬Å"Life and Lettersâ⬠) appeared, and in Philcross, the publication of the Philippine Red Cross. The war stopped his schooling. After the war, he continued working in media and publishing and began a career in the academe. He was manager of the International News Service and the editor of This Week. He joined the UP Department of English and Comparative Literature and served as adviser of the Philippine Collegian and director of the UP Creative Writing Center, 1979- 1982. Under a Rockefeller Foundation grant he became a fellow in creative writing, 1956- 1957, at the University of Iowa and Breadloaf Writers Conference. In 1932 Arcellana published his first story. ââ¬Å"The Man Who Could Be Poeâ⬠in Graphic while still a student at Torres High School. The following year two of his short stories, ââ¬Å"Death is a Factoryâ⬠and ââ¬Å"Lina,â⬠were included in Jose Garcia Villas honor roll. During the 1930s, which he calls his most productive period, he wrote his most significant stories including, ââ¬Å"Now Sleeps the Crimson Petalâ⬠cited in 1938 by Villa as the years best. He also began writing poetry at this time, many of them appearing in Philippine Collegian, Graphic and Herald Midweek Magazine. Some of his works have been translated into Tagalog, Malaysian, Italian, German and Russian, and many have been anthologized. But his homecomingfrom a trip to the Southwas fated to be more memorable than, say, of the others. He had written from Mariveles: I have just met a marvelous matweavera real artistand I shall have a surprise for you. I asked him to weave a sleeping-mat for every one of the family. He is using many different colors and for each mat the dominant color is that of our respective birthstones. I am sure that the children will be very pleased. I know you will be. I can hardly wait to show them to you. Nana Emilia read the letter that morning, and again and again every time she had a chance to leave the kitchen. In the evening when all the children were home from school she asked her oldest son, Jose, to read the letter at dinner table. The children became very much excited about the mats, and talked about them until late into the night. This she wrote her husband when she labored over a reply to him. For days after that, mats continued to be the chief topic of conversation among the children. Finally, from Lopez, Mr. Angeles wrote again: I am taking the Bicol Express tomorrow. I have the mats with me, and they are beautiful. God willing, I shall be home to join you at dinner. The letter was read aloud during the noon meal. Talk about the mats flared up again like wildfire. I like the feel of mats, Antonio, the third child, said. I like the smell of new mats. Oh, but these mats are different, interposed Susanna, the fifth child. They have our names woven into them, and in our ascribed colors, too. The children knew what they were talking about: they knew just what a decorative mat was like; it was not anything new or strange in their experience. That was why they were so excited about the matter. They had such a mat in the house, one they seldom used, a mat older than any one of them. This mat had been given to Nana Emilia by her mother when she and Mr. Angeles were married, and it had been with them ever since. It had served on the wedding night, and had not since been used except on special occasions. It was a very beautiful mat, not really meant to be ordinarily used. It had green leaf borders, and a lot of gigantic red roses woven into it. In the middle, running the whole length of the mat, was the lettering: Emilia y Jaime Recuerdo. The letters were in gold. Nana Emilia always kept that mat in her trunk. When any one of the family was taken ill, the mat was brought out and the patient slept on it, had it all to himself. Every one of the children had some time in their lives slept on it; not a few had slept on it more than once. Most of the times the mat was kept in Nana Emilias trunk, and when it was taken out and spread on the floor the children were always around to watch. At first there had been only Nana Emilia to see the mat spread. Then a childa girlwatched with them. The number of watchers increased as more children came. The mat did not seem to age. It seemed to Nana Emilia always as new as when it had been laid on the nuptial bed. To the children it seemed as new as the first time it was spread before them. The folds and creases always new and fresh . The smell was always the smell of a new mat. Watching the intricate design was an endless joy. The childrens pleasure at the golden letters even before they could work out the meaning was boundless. Somehow they were always pleasantly shocked by the sight of the mat: so delicate and so consummate the artistry of its weave. Now, taking out that mat to spread had become a kind of ritual. The process had become associated with illness in the family. Illness, even serious illness, had not been infrequent. There had been deaths In the evening Mr. Angeles was with his family. He had brought the usual things home with him. There was a lot of fruits, as always (his itinerary carried him through the fruit-growing provinces): pineapples, lanzones, chicos, atis, santol, sandia, guyabano, avocado, according to the season. He had also brought home a jar of preserved sweets from Lopez. Putting away the fruit, sampling them, was as usual accomplished with animation and lively talk. Dinner was a long affair. Mr. Angeles was full of stories about his trip but would interrupt his tales with: I could not sleep nights thinking of the young ones. They should never be allowed to play in the treets. And you older ones should not stay out too late at night. The stories petered out and dinner was over. Putting away the dishes and wiping the dishes and wiping the table clean did not at all seem tedious. Yet Nana and the children, although they did not show it, were all on edge about the mats. Finally, after a long time over his cigar, Mr. Angeles rose from his seat at the he ad of the table and crossed the room to the corner where his luggage had been piled. From the heap he disengaged a ponderous bundle. Taking it under one arm, he walked to the middle of the room where the light was brightest. He dropped the bundle and, bending over and balancing himself on his toes, he strained at the cord that bound it. It was strong, it would not break, it would not give way. He tried working at the knots. His fingers were clumsy, they had begun shaking. He raised his head, breathing heavily, to ask for the scissors. Alfonso, his youngest boy, was to one side of him with the scissors ready. Nana Emilia and her eldest girl who had long returned from the kitchen were watching the proceedings quietly. One swift movement with the scissors, snip! and the bundle was loose. Turning to Nana Emilia, Mr. Angeles joyfully cried: These are the mats, Miling. Mr. Angeles picked up the topmost mat in the bundle. This, I believe, is yours, Miling. Nana Emilia stepped forward to the light, wiping her still moist hands against the folds of her skirt, and with a strange young shyness received the mat. The children watched the spectacle silently and then broke into delighted, though a little self-conscious, laughter. Nana Emilia unfolded the mat without a word. It was a beautiful mat: to her mind, even more beautiful than the one she received from her mother on her wedding. There was a name in the very center of it: EMILIA. The letters were large, done in green. Flowerscadena-de-amorwere woven in and out among the letters. The border was a long winding twig of cadena-de-amor. The children stood about the spreading mat. The air was punctuated by their breathless exclamations of delight. It is beautiful, Jaime; it is beautiful! Nana Emilias voice broke, and she could not say any more. And this, I know, is my own, said Mr. Angeles of the next mat in the bundle. The mat was rather simply decorated, the design almost austere, and the only colors used were purple and gold. The letters of the name Jaime were in purple. And this, for your, Marcelina. Marcelina was the oldest child. She had always thought her name too long; it had been one of her worries with regard to the mat. How on earth are they going to weave all of the letters of my name into my mat? she had asked of almost everyone in the family. Now it delighted her to see her whole name spelled out on the mat, even if the letters were a little small. Besides, there was a device above her name which pleased Marcelina very much. It was in the form of a lyre, finely done in three colors. Marcelina was a student of music and was quite a proficient pianist. And this is for you, Jose. Jose was the second child. He was a medical student already in the third year of medical school. Over his name the symbol of Aesculapius was woven into the matYou are not to use this mat until the year of your internship, Mr. Angeles was saying. This is yours, Antonia. And this is yours, Juan. And this is yours, Jesus. Mat after mat was unfolded. On each of the childrens mats there was somehow an appropriate device. At least all the children had been shown their individual mats. The air was filled with their excited talk, and through it all Mr. Angeles was saying over and over again in his deep voice:You are not to use these mats until you go to the University. Then Nana Emilia noticed bewilderingly that there were some more mats remaining to be unfolded. But Jaime, Nana Emilia said, wondering, with evident repudiation, there are some more mats. Only Mr. Angeles seemed to have heard Nana Emilias words. He suddenly stopped talking, as if he had been jerked away from a pleasant fantasy. A puzzled, reminiscent look came into his eyes, superseding the deep and quiet delight that had been briefly there, and when he spoke his voice was different. Yes, Emilia, said Mr. Angeles, There are three more mats to unfold. The others who arent here Nana Emilia caught her breath; there was a swift constriction in her throat; her face paled and she could not say anything. The self-centered talk of the children also died. There was a silence as Mr. Angeles picked up the first of the remaining mats and began slowly unfolding it. The mat was al most as austere in design as Mr. Angeles own, and it had a name. There was no symbol or device above the name; only a blank space, emptiness. The children knew the name. But somehow the name, the letters spelling the name, seemed strange to them. Then Nana Emilia found her voice. You know, Jaime, you didnt have to, Nana Emilia said, her voice hurt and surely frightened. Mr. Angeles held his tears back; there was something swift and savage in the movement. Do you think Id forgotten? Do you think I had forgotten them? Do you think I could forget them? This is for you, Josefina! And this is for you, Victoria! And this is for you, Concepcion. Mr. Angeles called the names rather than uttered them. Dont, Jaime, please dont, was all that Nana Emilia managed to say. Is it fair to forget them? Would it be just to disregard them? Mr. Angeles demanded rather than asked. His voice had risen shrill, almost hysterical; it was also stern and sad, and somehow vindictive. Mr. Angeles had spoken almost as if he were a stranger. Also, he had spoken as if from a deep, grudgingly-silent, long-bewildered sorrow. The children heard the words exploding in the silence. They wanted to turn away and not see the face of their father. But they could neither move nor look away; his eyes held them, his voice held them where they were. They seemed rooted to the spot. Nana Emilia shivered once or twice, bowed her head, and gripped her clasped hands between her thighs. There was a terrible hush. The remaining mats were unfolded in silence. The names which were with infinite slowness revealed, seemed strange and stranger still; the colors not bright but deathly dull; the separate letters, spelling out the names of the dead among them, did not seem to glow or shine with a festive sheen as did the other living names.
Thursday, November 14, 2019
Eating Disorders and Reproduction Essay -- Pregnancy Health Papers
Eating Disorders and Reproduction Eating disorders have numerous emotional, psychological, and physical consequences; despite this, many affected individuals refuse to admit that they have a problem. One of the more serious problems associated with eating disorders that may convince a young woman to seek treatment, is the negative effect disordered eating can have on fertility, pregnancy, and child rearing in general. In multiple studies anorexia nervosa, bulimia nervosa, and eating disorders not otherwise specified, have been associated with infertility, low maternal weight gain, low birth weight in infants, increased neonatal morbidity, and problems in infant feeding (Stewart, 1992). Women who are afflicted with an eating disorder at conception tend to experience a worsening in their symptoms as well as other psychological problems. In order to avoid harming herself and her infant, women with eating disorders should seek psychological treatment before attempting to become pregnant. A literature review by Wade, Schneider, and Li (1996), used an array of female mammals to demonstrate the biological mechanisms behind the infertility of eating disordered women. In simple terms, when accessible energy is severely limited, animals preserve those activities necessary for survival (basic cellular functions, thermoregulation, etc.) and other less crucial functions, such as reproduction, are sacrificed for the time being. Fuel availability is thought to be detected by the caudal hindbrain and in the periphery; when a reduction in metabolic fuel is detected this information is relayed to the forebrain effector neurons that control GnRH secretion (a neurotransmitter used to regulate the ovulatory cycle) and reproductive behaviors. A r... ...feed their children: their recognition and management, Psychological Medicine, 28(1): 93-108. Spuy, Z., Steer, P., McCusker, M., Steele, S., & Jacobs, H., (1988). Outcome of pregnancy in underweight women after spontaneous and induced ovulation, British Medical Journal, 296: 962-965. Stewart, D., Robinson, E., Goldbloom, D., & Wright, C., (1990). Infertility and eating disorders, American Journal of Obstetrics and Gynecology, 163(4): 1196-1199. Stewart, D., Raskin, J., Garfinkel, P., MacDonald, O., & Robinson, G., (1987). Anorexia nervosa, bulimia, and pregnancy, American Journal of Obstetrics and Gynecology, 157: 1194-1198. Stewart, D., (1992). Reproductive functions in eating disorders, Annals of Medicine, 24(4): 287-291. Wade, G., Schneider, J., & Li, H., (1996). Control of fertility by metabolic cues, American Journal of Physiology, 270(1): E1-19. Eating Disorders and Reproduction Essay -- Pregnancy Health Papers Eating Disorders and Reproduction Eating disorders have numerous emotional, psychological, and physical consequences; despite this, many affected individuals refuse to admit that they have a problem. One of the more serious problems associated with eating disorders that may convince a young woman to seek treatment, is the negative effect disordered eating can have on fertility, pregnancy, and child rearing in general. In multiple studies anorexia nervosa, bulimia nervosa, and eating disorders not otherwise specified, have been associated with infertility, low maternal weight gain, low birth weight in infants, increased neonatal morbidity, and problems in infant feeding (Stewart, 1992). Women who are afflicted with an eating disorder at conception tend to experience a worsening in their symptoms as well as other psychological problems. In order to avoid harming herself and her infant, women with eating disorders should seek psychological treatment before attempting to become pregnant. A literature review by Wade, Schneider, and Li (1996), used an array of female mammals to demonstrate the biological mechanisms behind the infertility of eating disordered women. In simple terms, when accessible energy is severely limited, animals preserve those activities necessary for survival (basic cellular functions, thermoregulation, etc.) and other less crucial functions, such as reproduction, are sacrificed for the time being. Fuel availability is thought to be detected by the caudal hindbrain and in the periphery; when a reduction in metabolic fuel is detected this information is relayed to the forebrain effector neurons that control GnRH secretion (a neurotransmitter used to regulate the ovulatory cycle) and reproductive behaviors. A r... ...feed their children: their recognition and management, Psychological Medicine, 28(1): 93-108. Spuy, Z., Steer, P., McCusker, M., Steele, S., & Jacobs, H., (1988). Outcome of pregnancy in underweight women after spontaneous and induced ovulation, British Medical Journal, 296: 962-965. Stewart, D., Robinson, E., Goldbloom, D., & Wright, C., (1990). Infertility and eating disorders, American Journal of Obstetrics and Gynecology, 163(4): 1196-1199. Stewart, D., Raskin, J., Garfinkel, P., MacDonald, O., & Robinson, G., (1987). Anorexia nervosa, bulimia, and pregnancy, American Journal of Obstetrics and Gynecology, 157: 1194-1198. Stewart, D., (1992). Reproductive functions in eating disorders, Annals of Medicine, 24(4): 287-291. Wade, G., Schneider, J., & Li, H., (1996). Control of fertility by metabolic cues, American Journal of Physiology, 270(1): E1-19.
Tuesday, November 12, 2019
Permissive And Authoritarian Approaches In Hypnotherapy
This essay will explore the difference between permissive and authoritarian approaches in hypnotherapy. Included will be history of the two approaches, background of the way they work and practical examples to show the influence they have on clients. Gathering information through various means (which will be discussed in this essay) will help the hypnotherapist create a personalized induction. The essay will explore this personalized induction and see if it will always be most effective to use a script that is modified of tailor made for the particular client. Its first important to understand how important words are for the hypnotherapist.Its claimed by studies from University of California, Los Angeles (UCLA) that 90 percent of communication between people is non-verbal. Although there no way to confirm this study 100 percent the message is clear that verbal communication such as using spoken words, enunciation, emphasis and words choice, makes up only a small percentage of the mes sage. This issue wouldnââ¬â¢t be such a problem in normal circumstances, but the hypnotherapist relies heavily on his word choice because body language (which makes of 55 percent of communication) wonââ¬â¢t count for much as the clients eyes should be closed throughout most the session!So whereas in a normal communication experience a person saying a wrong word will not necessarily ruin the conversation, in a hypnotic session each word counts! So if words are the ammunition of the hypnosis how can they use them the most effectively? If the hypnosis is part of a longer therapeutic process, they there a good chance the therapist will have an idea about the clients, likes and dislikes and will able to use a script that will most accurately flow will with the client. But if the hypnosis is an independent part of the process then the practitioner will need to work fast to work out what will work best with client.We all have certain modalities that we will respond better to than oth ers. At one point the education system focused a lot of developing students according to their best learning modalities. These modalities are based on our senses; sight, hearing, feeling, small and taste. The names of the different modalities include kinesthetic which is feeling, visual which is sight, auditory which is hearing, olfactory which is smell and gustatory which is taste. We will focus on the three most common kinesthetic, visual and auditory.In the initial interview the therapist could look at certain eye accession clues after asking questions and see where way the eyes move. For example the lateral eye movement for person who is primary kinesthetic would appear down to the right when looking at the therapist, or for an auditory modality the eyes would be more horizontal. There are other clues to pick up on such as posture and gesture and for example a visual modality person might hold their body in a less relaxed way than kinesthetic and many times thinner.Also the voic e, tone and breathing can be clues to working out quickly a clientââ¬â¢s main modality. A kinesthetic person might have a softer, deeper voice and speak with pauses in their speech where as a visual might speak faster and in a high clear tone. There are other tools used to assess the clients modality based on appearance, personality and behavior which the therapist could do quite quickly to get an idea of where the client might be holding. Once the therapist makes this initial judgment, what do they do with this information and how is it helpful?Knowing the clients foremost modality will help the therapist in choose words that will take the client into deeper states of relaxation as well as resist less to suggestions the hypnotherapist will be making. So for example kinesthetic person will respond well to words that are related to feeling such as touch, smooth, hot, cold etc. Whereas a visual person will react better to ideas like imagine, perspective, watch, or references to col ors. When asking a person to imagine their special place a visual oriented person will thrive from such an activity.Also when working with visual clients word choose around sight will be helpful such as look, imagine or visualize. Also phrases such as looks good to me or I understand your outlook. An auditory person would be brought to a state of relaxation through music or other sounds with less resistance than a person of a different modality. Using ideas such as harmony and listening to the body will work well with such people. It is important to point out that most people have a strong tendency to one of these modalities but also most people are a composite of the all the different modalities.With this is mind there is a technique used my hypnotist called compounding where they will try to invoke all the different modalities. For example: Imagine (visual) yourself standing next to a gently flowing waterfall. Hear (auditory) the power of water as it falls miles and miles beyond w here you can even see. It looks as though it is falling into infinite abyss. Move closely to water and feel (kinesthetic) the water run through your fingers. Sense the waters calmness and warmth and feel that healing energy from it. Smell (olfactory) the sweet (gustatory) fragrant flowers surrounding this heavenly body of water.Another important aspect of induction material is whether you should use a permissive or authoritarian style script. This history of these two approaches is based very much on the Hungarian Sandor Derenzi who referred to these two approaches as maternal and paternal. Again since our mode of communication during hypnotic sessions is only thought word choice getting the right script that will best fit the client and cause less resistance is important. Authoritarian scripts are much like they sounds, very authoritative. The client is going into the control of the hypnotist much more so with an authoritarian approach than a permissive approach.The hypnotist will say likes such as ââ¬â¢now I would like you to close your eyesââ¬â¢ or ââ¬Ëyou will close your eyes on the count of fiveââ¬â¢. A permissive PRM would use a softer language such as ââ¬Ëif you would like you may close your eyesââ¬â¢ or ââ¬Ëon the count of 5 you might want to close your eyesââ¬â¢. The traditional authoritarian screeds will not leave space for the client to make choices whereas permissive would.For example: ââ¬ËI would like you now to go to your special placeââ¬â¢ vs. ââ¬Ëmany people find going to their special place quite relaxingââ¬â¢ or ââ¬Ënow we will move the relaxation down into our thighs musclesââ¬â¢ vs.ââ¬Ëyou may like to continue to the relaxation into the muscles in your thighs. There are many such examples, but generally authoritarian is the more fatherly directive approach while permissive is more motherly and nurturing. Milton H. Ericksonââ¬â¢s contribution to the hypnotherapy world is renowned. He was a very big believer in using language that permissive as it would invoke less resistance in clients. He would very fluid and in the moment and would use naturalistic language in the sessions. If there was a noise or irritation the clients would expertise in the session, he would try to incorporate it naturally using metaphors.A theoretical example might be something like a phone vibrating, he might say ââ¬Ëjust as a phone vibrates, there as vibration of relaxation that envelopes the whole world. ââ¬â¢ Erickson was known for his use of indirect suggestions but I think in clear cut cases such as quitting smoking using direct suggestions would clearly be the more appropriate approach. As one can see, the hypnotist has only a short time to work out how to make small tweaks in the scripts that will enable the client to relax as deeply as possible and open themselves up to the suggestions the hypnotist has to offer.Although everything I have written until now I believe in, I do think ther e is another side worth mentioning. Maybe none of this matters. Maybe the hypnotist should just be as genuine to themselves and offer the client that. Itââ¬â¢s possible the hypnotist is spending so much time trying to work out what this person needs they are not even giving over a positive rapport to the client. Personally I think the first impression the hypnotist makes on the client in their initial assessment might even be more important that the preciseness of the scripts.The counselling relationship plays a huge role in the clients ability to self-heal. The safeness that the counsellor wants to spend his energy creating enables the client to be much more open and trusting in the process. It canââ¬â¢t be downplayed how much these points have an enormous effect. I feel very much we live in a very wishy-washy time. What was once expected as fact is now looked down upon and what was once scorned is now praised. There is an element of beauty in our more open and accepting tole rant society, but personally I believe it has been taken to an extreme.To be blunt and to the point, all hypnotherapy is authoritative. There is a client who is coming to a therapist for help because whatever they are struggling with, they feel they canââ¬â¢t handle themselves. They need someone to be direct with them. Even if you say ââ¬Ëyou may like to close your eyesââ¬â¢ it is really just a trick to get the person to close their eyes. Maybe just by being direct you are being more genuine and honest. One of the beauties of hypnotherapy is once you get down to the subconscious you are working with more of the essence of the person.Once you are there, all the craziness of the propaganda stops and you can see a person from much of an objective place. While writing this essay I had an experience that sums up how I feel about all the different aspects of this essay. As a therapist Iââ¬â¢m very aware of the uneven power balance in the counselling relationship. Whenever ther e is an opportunity to help keep the client in control I always try. So I was taking someone to see a therapist in the city and the therapist did a little relaxation with us. He was unique in the way he worked where I felt in charge over myself but he wasnââ¬â¢t being permissive in his language.I think his relational techniques were so good that it enabled him to be an effect authoritarian without invoking internal resistance. In conclusion, yes of course a personalized induction will be more effective. If the hypnotist is able to work out very quickly what kind of person this client is and is flexible enough to change scripts and go with what they feel is great as long as in doesnââ¬â¢t come at the expenses of forming a proper therapeutic relationship. But I think in the grand scheme of the therapeutic process it will be a small factor when taking all the necessary components into consideration.
Sunday, November 10, 2019
Wisdom, Morality, and Meditation
The Fourth Noble Truth is the Noble Eightfold Path, which is also referred to as ââ¬Å"Magga. â⬠The Noble Eightfold Path essentially has three main parts: Wisdom, Morality, and Meditation. These three sections represent the eight sections of the Noble Eightfold Path. Wisdom is broken down into ââ¬Å"Right Viewâ⬠and ââ¬Å"Right Intention. â⬠Next, morality consists of ââ¬Å"Right Speech,â⬠ââ¬Å"Right Action,â⬠and ââ¬Å"Right Livelihood. â⬠Finally, meditation consists of ââ¬Å"Right Effort,â⬠ââ¬Å"Right Mindfulness,â⬠and ââ¬Å"Right Concentration. â⬠One may think that these eight parts must be followed in a specific order, however, all eight parts work mutually dependent of each other. Right View is a part of Wisdom and, according to our class lectures, is the ââ¬Å"Middle Way between eternalism and nihilism; the emptiness of all things. â⬠Right View distinguishes wholesome (beneficial) things from unwholesome (harmful) things. A few examples of unwholesome things from our class notes are: onslaught of living beings, taking what is not given, sensual misconduct, lying speech, divisive speech (idol speech), harsh speech, covetousness, and wrong view. The roots of unwholesomeness can be narrowed down to three things: greed and desire, hatred and anger, and ignorance and confusion. Thich Nhat Hanh describes the importance of Right View and what it is within chapter 9. Right View is known as samyag drishti. TNH talks about how seeds are planted within our bodies, and everyone has them. I thought it was the coolest analogy when TNH taught of these seeds within our bodies. It seems like everyone has each kind of seed of all different traits, but it depends on whether or not those seeds are watered within our bodies. He says: If you live in an environment where your seed of loyalty is watered, you will be a loyal person. But if your seed of betrayal is watered, you may betray even those you love. Youââ¬â¢ll feel guilty about it, but if the seed of betrayal in you becomes strong, you may do it. (TNH, 51) This is such an amazing statement because I am a fairly strong believer that you are the product of your environment. Most people do whatever the ââ¬Å"status quoâ⬠is in their neighborhood and rarely does anyone make a big jump to do something drastically different. I feel like all people are created the same, at least mentally, and it is up to the upbringing to form how someone acts in life. The reading of TNHââ¬â¢s chapter 9 discussed how it is up to the individual to decide which seed grows more than others within oneââ¬â¢s body. In class we discussed how one can try to keep the seed of anger, for example, from growing. It is up to the individual to essentially stunt the seed of angerââ¬â¢s growth when one feels any possibility of anger coming in. While pushing the feeling of anger away, one should try to grow the seed of loving-kindness instead. Within my own life, I try to live by the idea of ââ¬Å"killing people with kindness. â⬠This is my third year as RA here on St.à Bonaventure and when I confront a situation, I try to always be as nice as possible. Thereââ¬â¢s nothing better than when we are documenting a room for a violation, usually alcohol related, and being overly nice to them. They have no idea how to handle the niceness in the situation. It just makes the situation so much better in the long run. Most people act very mad and rude to us when they are being documented and they donââ¬â¢t expect us, the RAââ¬â¢s, to be nice to them, but when we are nice to them and donââ¬â¢t let their obscene ââ¬Å"hate wordsâ⬠affect us, they donââ¬â¢t know what to do. I feel like this could be a small example of growing my seed of kindness because I could get very angry about the students calling me hateful names for simply doing my job. Instead, I try to do what TNH said in Chapter 10, ââ¬Å"â⬠¦replace an unwholesome thought with a wholesome one by ââ¬Ëchanging the peg,ââ¬â¢ just as a carpenter replaces a rotten peg by hammering in a new one. â⬠(TNH, 62) In this example of my RA duties, I replace the unwholesome thought of harsh speech with loving-kindness, compassion, and clarity (education) to why the students are being documented. Discussing ââ¬Å"Moralityâ⬠, I read a part in which Kornfield was talking about his teacher, Maha Ghosananda (the Gandhi of Cambodia). Kornfield was telling how his teacher would teach the survivors of the 1975-88 genocide in Cambodia practices of compassion and loving-kindness for their own loss and that of others. He said, ââ¬Å"You have lost so much. Now you know how precious everything is in this world. You must love again and let new things grow. â⬠(Kornfield, 81) This quote can be related to ââ¬Å"Right View,â⬠but more importantly the concept of compassion which is within ââ¬Å"Right Conductâ⬠or ââ¬Å"Morality. I absolutely love this quote because I feel like way too many people take their great lives for granted. I am sad to say that I am sometimes right in that category of people. I am always humbled so much when I meet someone who has endured a great amount of pain, or those who have already had cancer and are the same age as me. Right now, while at college I have two close friends who have already battled cancer and are now back at college. It makes me feel like I should be so incredibly thankful for the life that I have been blessed with. Many times one can become attached to something that is not all that important. Meditation can resolve this. In chapter 12 of TNH, it talks about how we have become so efficient and able to talk to places on the other side of the planet, however, he also explains that people have a harder time with one-on-one interactions and speech nowadays. This is an example of becoming attached to technology instead of listening and speaking with people in person. When reading through Kornfieldââ¬â¢s 24th chapter, I noticed the stories about Dipama Barua, one of the greatest meditators of the Theravada lineage. They told of how she lost two out of three of her young children to illness and lost her husband due to a heart attack soon after. Most people would feel like there is no longer a reason to live after something like that, and she was one of those people. However, after a year of lying in bed full of grief, she started doing meditation and then eventually became a master of meditation. (Kornfield 382-384) Kornfield had gone to see Dipama and had such an encounter! When he was leaving from seeing her, she touched him and said a 10 minute prayer in which he started to have a realization and see everything in a positive light. After this, he could not stop smiling at everything. (Kornfield 382-384) This encounter between Kornfield and Dipama reminds me of times that I feel like nothing can go right, but all it takes is seeing and talking to someone who you really like and respect. Then, after talking to this one person, you have a totally new positive outlook on life. This short story tells me that how you go through life is all about perspective. This ââ¬Å"haltâ⬠in life represents a meditation. Sometimes one has to take a break from their busy lives and just reflect on their life and spirituality. When I have done this in the past, it feels so incredibly rewarding to just take a break from things and reflect on how great life is. When one is thinking about the Noble Eight-Fold Path, one has to remember that all of the ââ¬Å"Rightsâ⬠link into each other. We need to be compassionate for others, practice loving-kindness, and embrace wisdom, morality, and meditation within our lives to better understand everything.
Thursday, November 7, 2019
Goats Plant and Goats Essay examples
Goats Plant and Goats Essay examples Goats: Plant and Goats Essay examples Miranda555 When people think of summer they think of brush, grass, weeds, and trees. People dread cleaning up there fields, well studies show now you donââ¬â¢t need too you can use goats. Who would have thought that goats would take care of our brush and weed problems and it would even be good for your fields. Today were going to look at some benefits of controlling brush with goats, how goats can help you fields and how many goats per acre. Some benefits of controlling brush with goats are that they prefer brush and weeds over grass so they wonââ¬â¢t endanger to grazing land of cattle. Goats clear brush beneath the tree line, which leads to healthy grass growth beneath tree lines. They are also great producers of milk and cheese. Goats help fields in many ways. They can be utilized as an affective bio-control agent to reduce weed populations. They can eliminate the use of harm-full herbicides and pesticides. Goats eat poisonous plants like hemlock, poison oak, and blackberry bushes. Bru sh goats also help prevent forest fires, or at best slow a fire down by eating the underbrush. It generally takes 60 goats three to five days to clear à ¼ acre of brush that is moderately dense. There should be about three to four full sized goats per acre. Sometimes it depends on how big of goats you use, what type of weeds you have and how fast you want them to be gone. There is a specific type of goat that has been labeled ââ¬Å"brush goatâ⬠by many goat breeders, but brush goats are simply goats
Tuesday, November 5, 2019
Has Social Media Killed Live Blogging
Has Social Media Killed Live Blogging Hasnt Twitter and Storify ââ¬â pretty much any social media ââ¬â killed live blogging? Well, no. Live blogging is not dead, not exactly. The reports of its death are greatly exaggerated. Granted, live blogging has certainly changed in recent years, becoming a mix of blogging and social feeds on the blogs and websites of those who use this technique, but it is still very much alive. Why Live Blogging Still Matters Live blogging is when you create single post or page that you update continuously throughout an event. Its a powerful tool, but surprisingly, most bloggers dont use live blogging much. It seems relegated to newspapers and news organizations to cover breaking news. Live blogging used to be the go-to method for live coverage, though its popularity is in decline while interest in live tweeting is increasing. You can see that interest in live blogging has declined since 2011. Information from Google Trends. Despite the decline in interest, its a shame bloggers dont use live blogging anymore.à Even with social media, there are reasons why live blogging still has a place in any bloggers repertoire. Live blogging is easy to promote. A live blog has all the immediacy, but just one link to share. You can promote that post or page on social media, and let people know you are live blogging. With a tool like (that connects directly to your blog), you can easily send out regular social messages alerting your audience to your live blogging. You can publish the landing page or post with information on when the event will unfold ahead of time, noting that youll be live blogging there at that time. This makes it easy to promote before the event begins, giving you a single link and plenty of blog real estate to prepare your audience for what youll be live blogging. Live blogging makes it easy to promote your coverage before, during, and after an event.Live blogging can save your Twitter followers. A live blog can spare your followers a deluge of tweets. One of the biggest problems that happens when you live tweet events is that you lose followers. Every year I get carried away and live tweet the Super Bowl and by the end of the night I have lost at least 15 followers. At least. What if I were to live blog the event instead? I could share a few times on social media that I was doing so, and keep the commentary on my own blog so interested parties could join in. There are some events that your followers might not care to hear about, and even if you warn them youll be live tweeting something, some will still unfollow and take you out of their feed. Tweeting too much is a real problem. Live blogging instead of live tweeting keeps you from losing followers who arent interested.Live blogging is better for coherent information. Live blogging isnt limited to 140 characters, hashtags, searches, or any of the other limitations that Twitter sets. Just as blogging is similar to journalism, live blogging is more like a reporters notebook. Twitter is more like a succession of information blips, forcing you to end your tweets with 1/5 or something similar to carry on a longer chunk of information. Readers end up with soundbite information, snippets of content that arent placed in context and can be misunderstood. If you need to capture an event as it unfolds with more than 140 characters and have control over the order your content appears, live blogging is where its at. Social media feeds have limitations on how much you can say, the order they will publish it, and how your fans can find it. If you have important information or something you want delivered consistently in an organized manner during an event, live blogging will do that. Live blogging prevents soundbite information that happens on Twitter. It puts an event in context.Live blogging is the best draft training there is. If you are a blogger with perfectionist tendencies who dawdles and dwells on drafts for days on end, struggling to hit publish and take a post live, then live blogging is going to cure you of it quickly. Really quickly. Its blogging, remember, and not tweeting. Its blogging, but youre doing it live. Your audience is seeing it as it happens. You are going to develop a keen sense of hearing, distilling it down to the basic facts, writing, instant proofing, and publish. And then repeat. Live blogging is exciting. Live blogging puts an end to draft anxiety. You learn to blog quickly.Live blogging brings traffic to your site. When you live tweet, you drive traffic toTwitter. Live-blogging is how you drive traffic back to your own site where you may have ads or affiliate links you are using to generate revenue. With proper promotion, you can use your live coverage of an event to increase your email list or any other call to action that your blog relies on. When Live Blogging Fails Sometimes, though, live blogging doesnt cut it. Its too insulated in some situations. There are times when you want to be on social networks for an event, participating with others, instead of on your own property. Social is king for nation/world-wide events. Lets use that Super Bowl example again. If Im live blogging it instead of live tweeting it, Im doing my uninterested Twitter followers a favor, maybe, but Im missing out on a lot of camaraderie (and possible new followers). For example, the 2011 playoff game between the Bears and the Packers was dismal until a surprise near-turnaround in the final quarter. After the Bears starting quarterback and his replacement were out of the game (accompanied by much mockery), little-known third-stringer Caleb Hanie was brought in. The game suddenly got interesting. Twitter exploded. Tweets were pouring in by the thousands, and Hanies Twitter account racked up over 7,000 followers in about 20 minutes. This was when Twitter still had a live stream in Google search, and watching the Caleb Hanie tweets roll in was incredible fun. People were making jokes, predictions, frantic pleas ââ¬â this looked like a classic underdog story. And even thoughà the Bears didnt pull it off, it was a great time to be on Twitter and watching the game. I would not have had that community experience live blogging. I picked up a few new NFL-loving followers, and followed a few myself, just from that experience. When an event is stretched across a wide swath of geography and people, social media is where you tap into it, particularly if it isnt your event and you mainly want to ride the wave along with the rest. Live tweeting national and global events makes more sense than live blogging them.Social is easier to set up and use. Social media apps are on your phone and on the go. Youre already using them, almost as second nature. Theyre easier. They are right with you when something happens. Twitter is a simple app on your phone, requiring no special plugins, immediately accessible. Traditional live blogging has been the forte of the laptop, not the simple phone. Live tweeting a breaking news event out in the field makes excellent sense. You have your phone, which is your camera and publishing tool. Live blogging is not as portable (yet). So when it comes down to which is easiest to use during an event, social media is almost always right there and ready to go. When you have a small readership, social gets attention. Be honest. You might not have a big readership on your blog. You could live blog an event and all 40 of your readers would see it, or you could live-tweet an event and have all 600+ of your followers see it. If your social feeds are more active and read than direct readership of your blog, take your coverage to social media if you want it to get seen.
Sunday, November 3, 2019
Cross Cultural Managment Essay Example | Topics and Well Written Essays - 2000 words
Cross Cultural Managment - Essay Example Globalization has led to progressive diversification where the organizations are filled with diverse workforce belonging to different culture and countries (Dong and Liu 1352-1706). The impact of the cultural diversity is unclear and not unidirectional. The impact of diversified cultural workforce on the team productivity can be rewarding only if the organizational culture and climate is positive and congenial. Culture is an important element which acts as an external source of deep influence on the employee behavior. The impact of culture on an individual creates a change within the organization itself. Members of the organization are coping with uncertainty and ambiguity collectively and individually based on the strategies and attitudes that have a deep influence on the culture. Culture is a collective programming of mind which distinguishes one category of people from another. The type of cultural values and importance given to these values varies from one culture to another and is deeply influenced by the historical, current socio political and ecological context. The cultural values play an important role in shaping the organizational customs and practices that in turn help in shaping the organizational culture. ... For example, the management in Volvo imparts training workshops to the employees regarding their technical skills and soft skills which are also known as ââ¬Å"People Skillsâ⬠. This workshop lays emphasis on enhancing the non technical skills, which can help in the achievement of the objectives in unification. Presently, the multinational corporations are spreading their business units across the globe for the expansion of activities and achieving economies of scale. The cultural gaps and distance between the host and home country have a significant impact on the selection process, training, development and performance management systems. Companies find the cross cultural networks to be rewarding and equally challenging. The cross cultural management is found to be equally challenging because of the potential rising conflicts which pose as barriers for the development of strategies. Moreover, multinational corporations hire employees from a diverse workforce who all wish to ach ieve the organizational goals in unification. With employees belonging to another culture training is imparted to them with a unique training curriculum that covers all the aspects required for achievement of the organizational objectives. The cross cultural management usually depends upon variables like the ethnicity and culture variations among the employees and thus a systematic approach is required for categorization of various organizational groups, teams and individual levels. Cross cultural management focuses on the difference between the diverse groups and signifies a nineteenth century anthropological perspective of the culture (Fontaine 125-135). Knowledge management approach which lays emphasis on the fact that knowledge is the most valuable asset and methods on how the management can
Friday, November 1, 2019
Mutual Funds Essay Example | Topics and Well Written Essays - 2000 words
Mutual Funds - Essay Example similarly we can outline the concept of bonds. Bonds gives people chance to lend our money to the government or a company. We receive interest and principle back over pre-determined amount of time. We can say that bonds are the most common lending investments traded on the market. Other than shares and bonds there are other types of investments like real estate and precious metals but it is generally perceived that mutual funds mostly invest in stocks and bonds. Many definitions have written by people but essentially all dwell upon the same idea regarding its concept. So a mutual fund can be defined as a financial intermediary that allows a certain group of investors to pool their money together with a pre-determined investment objective. Here in mutual fund there exists a fund manager who trades the fund's underlying securities. He then can realize capital gains or loss and then collects the dividend. Whenever we invest in a mutual fund, we are buying shares of the mutual fund and thus in the process becoming a shareholder of the fund. After the dividend income is found, the investment proceeds are then passed to the individual investors. We then calculate the value of the share of the mutual fund which is known as net asset value. ... ies we can say that it is one of three types of investment companies in the United States and outside United States & Canada mutual fund can termed as generic word for various types of collective investments. Types of Mutual Funds There exist few common types of mutual funds and they are outlined as follows: Money Market funds, fixed income funds, equity funds or growth funds, balanced funds, global funds, specialty funds and index funds. Lets describe each of them briefly so as the understand the whole concept clearly. Monet Market Funds: These are generally perceived as low risk funds offering low returns. These are a type of mutual funds that invest in a short term debt securities of agencies like banks U.S Treasury bills. They have advantages of being widely used, low risk and highly liquid in nature. Fixed income funds It is a type of mutual funds which invest in debt securities like bonds and mortgages. The main goal is to provide the investors with regular income with low risk. Here in this type fund values fluctuate in response to changes in interest rates Equity Funds Equity funds are also called as growth funds. It invests primarily in common shares. The goal is to have long term growth because the value of the assets held usually increase over time. Some funds focus on blue chip companies and others on smaller companies. Balanced Funds It invests in a balanced portfolio of equities, debt securities with the goal of providing reasonable returns with low to moderate risk Global and foreign funds It is a type of mutual fund which may be fixed income or growth or balanced funds and which invest in foreign securities. Specialty funds It is a type of mutual fund which invests primarily in a specific geographic location or a specific
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